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This site is designed to teach you how to budget. With budgeting skills you can take control of your money and your family money and begin to generate savings, get out of debt, and reduce financial anxiety by knowing that you are in control of your money. In addition to teaching the skills to make a personal budget, you can also download a free spreadsheet to begin your personal budget immediately.

There is a lot of information about how to make a personal budget on the internet and it is easy to become overwhelmed. It is difficult to distinguish what information is relevant to you, and what financial direction to go in to get the most benefit. This site aims to provide a good foundation to get you started which is easy to understand and to implement in your life.

The foundation of all your financial endeavors is a good personal budget. Whether you are trying to get out of debt or you are managing a diversified investment portfolio, having a solid budget is a key tool to help you toward success.

As is the case when learning anything, you should make sure you are well informed.  Start by reading all the information that you find here, as well as review it again in the future. Sometimes ideas only make sense after you have read it over several times and have given it a chance to sink in. Remember, the more effort you put in to your endeavors, the more rewarding they will be — and managing your money is no exception.

Anyone can learn how to budget — whether you are using the latest software tools, or just a pencil and paper. Best of all, using this website and the tools provided here, you can easily create a budget for free!

More Information

Why Budget
What Is Needed To Make A Budget
How To Budget
Calculate Income
Defining Expenses
Tracking Spending
Personal Budget Example
Personal Budget Tools
Budget Allocation Tool